I'm not disagreeing with your premise about Boomers. The youngest Baby Boomers (birth year 1946-1964) are in their late 50s, although the oldest have been retirement age for 10 years. It's likely that many had postponed retirement, but health and economic issues have forced them into retirement. On a tangential note, everybody always forgets Gen X. Or, maybe 'Boomer' has become a term for 'someone older than a young adult'?