Windows freezes, too and if you are a heavy multitasker with a program that hogs memory and you are not carefully it can happen wow frequently
I don't know if this feature still exists in modern versions since memory has increased so much but I always found it to be neat that some developers thought about this.
I've ended up in a couple of situations where servers are so hammered it takes five minutes just to get a ssh session up and running because some process took up all CPU/RAM and was barely able to do anything in the server itself. Something like that could maybe help.
If you disable memory overcommit, Chrome based browsers won't even start.