I think what this actually calls for though is a way to prove your identity by talking to an actual human. Something that used to be the standard before tech companies declared that it was too inefficient.
Rerouting traffic with a malicious home location record (like what was done to Merkel for years), or changing the eSPID/NNID for a numbers texting enablement is much easier than doing a SIM swap and you can usually avoid detection too.
fun fact: SIM cards can run applets based on Java. That’s how mobile payments are able to work in developing nations. I think there was a DEFCON talk about it a few years ago.