along with
the "oops I dropped the hair dryer in the sink and died without ground faults" discount
Or the "the microwave blew a fuse that killed my work computer, so I lost my job" discount
the "the pilot light doesn't work well, so carbon monoxide" discount.
The "stairwell is only loose here" discount, "the deck is fine for 2 people to stand in that corner" discount
We should have higher standards for "investment" operations than 30 years out of safety standards
Eg if the door lintel is made from wood. Does it pass certification to say it can take that weight. To find out if the lintel is even wood requires removing plaster.
What happens if you wanted to tighten the specs on concrete? Are you going to tear down every pre existing concrete building because they can't demonstrate it was made to the new specs.