Microsoft accounts are the biggest clusterfuck they've produced in recent history. I hate them with a passion, and they keep pushing them no matter how much you keep rejecting them. You need to jump through lots of hoops to simply get a local account in Win 10, and then they keep harassing you about upgrading.

When my son was ready for his own laptop, I originally set it up with a Microsoft Family account. That was a terrible mistake. Microsoft Family causes only pain and misery and completely fails at what it's supposed to do.

Microsoft bought Minecraft and recently forced everybody to migrate from perfectly functional Mojang accounts to Microsoft accounts, which makes everything more complicated. My son's Minecraft account ended up on my wife's Microsoft account, and suddenly I'm called UnshavenFiber (though not entirely incorrectly, I've got to admit).