Under the typical use case (ie. you install it and leave it there for a few years), 16 cycles is more than enough. Now, if you're an enthusiast running benchmarks or whatever it might cause issues, but isn't really "insane" under the typical use case. Also, I'm not sure where the "16 cycles" number is from, but other commenters linked to an article that says it's rated for 40 cycles.
[1] https://en.overclocking.com/12vhpwr-adaptator-is-a-consumabl...