Luck I guess. I originally stopped using it when I got an Amex card because of sync issues. Tried it again recently and it was still the same.

Maybe I was spoiled with near instant syncing on my debit card, I used to categorize the gas i just paid for before leaving the lot.

But again, at 15 a month, that’s a lot of effort for a gui on top of a spreadsheet.

The benefit for me was quick transaction logging and categorizing, then a weekly/monthly check up. But with sync issues, those check ups became categorizing sessions, and just took too much time.