Not your keys not your coins. Everyone losing their shirts trusting these organization is, frankly, getting what they deserve. Crypto is the wild west still and there is a minimum barrier to entry which is knowing how to hold your own assets.
It is not about crypto.com going kaput.
It looks like you don't understand what means to give your money to a 3rd party.
It's fun to laugh at the suckers, but the rest of us end up paying their bills when they can't.