Sure, I get that. But why on earth keep all of it there? You can keep the majority of your crypto in a private address (hardware wallet, cold storage, metal plates…whatever) and only transfer/use as much as you’re willing to play/trade/convert.
Crypto is full of people looking for to get rich quick with interest rates that are obvious ponzi schemes and/or by taking on insane leverage. They don't want to just put tokens in an offline wallet and watch the market prices.