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Hmm, that appears to be true. Then why does my tax person still require me to submit the paper that shows I had insurance for the whole year?

If you pay premiums out of pocket, it can count towards a potential deduction (medical expenses above 7.5% of your AGI are tax-deductible); that form is your evidence.

Although the national mandate was struck down, some states have their own mandate.

> The ACA individual mandate penalty was eliminated in 2017.

The ACA destroyed the prior insurance market. There is no way we can get what we had before for $650, in terms of cost, coverage and quality of care.

He means that you can't get inexpensive insurance for low risk populations anymore. Prices were lower as were deductibles before the ACA.