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I store everything in Google Drive, every document I have: tax documents, financials, passport, birth certificate, everything. All unencrypted.

I back it up to a USB drive every six months, via Takeout, simply protected via password in MacOS.

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I do the same, but also manually export takeouts every month or so with the most important stuff. And every once in a while I create a named revision for my most important docs (which gets exported as part of the takeout).

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