Get ready for CBDC, surveillance of every transaction and economic unpersoning then.
Well, if that happens I hope they implement negative interest rates on them because that would end the need for surveillance and political corruption within a decade.
But the wealthy and connected will most certainly have their own way of getting around the system. Whether that means moving their money into physical assets, or onto the market, I don't know. I don't think cash is going to go away, but I do see the government incentivizing regular people to solely use CBDC, and once you're on that system, you are a serf.