I agree that objectively, it’s not much work to maintain the Synology NAS once everything is correctly set up. But I personally just got tired after attempting to configure the network access alone for the nth time. My goal was to make the NAS accessible remotely (i.e. from outside my home network) and I felt like that was already a big task (comparing different DynDNS providers, port forwarding, asking my internet provider for a static IP address). And the recurring tasks (mostly renewing certificates for the , as far as I remember) would annoy me every year or so.
And I agree with the advantages you listed about a NAS setup! That’s why I tried one out, after all. I did run into some scary security situations (once the DynDNS was set up, someone was immediately trying to log in via brute force), but nothing too major, fortunately. And I never got the network setup right (e.g. to use the local network speed when I’m home and still access my files the same way when I’m away via the internet). So, these were only theoretical advantages that I could never really get to myself (I’m sure other people figured it out, but I didn’t exactly find good documentation on these things online either).
And regarding your last point, I also generally agree! Although it feels silly to me to have a NAS at home and then still do regular backups via another storage/backup service elsewhere. I wouldn’t want to back up 1+ TB of files every day or even week, although there might be diffing solutions for that.
Anyway, I hope this answer makes it clearer why I decided against a (Synology) NAS in the end. I’m sure other peeps figured it out and are happy with their Synology setup, but for my purposes I’ve never really gotten there.