Surely at least you have your life - look at the Russians being sent to the meat grinder without having a say in it, because they let things rot over a few decades. And it keeps getting worse, the Z-propaganda in schools indoctrinating the future soldiers there is terrifying...

IDK why people find it hard to imagine something worse than losing your savings, seems pretty easy and history is ripe with examples.

If they get out of control? Traditionally, starvation. Possibly civil unrest. Some combination of the two.

Sri Lanka banned fertiliser the other month, in a tea-snorted-through-the-nose decision. Bad time to be poor in Sri Lanka. If sane people don't try to keep control, that is the sort of decision making that happens.