Are those going to people who "don't want to work", though? That was your original frame: assistance for unemployed/underemployed, not just assistance for people other than you.

Most statistics I've seen show that student debt holders are employed at a greater rate than the general population (not surprising, they have bills to pay). And of course pandemic relief was quite famously disproportionately aimed at employERs. All those PPP loans did nothing for the unemployed, as they only went to firms with existing payrolls.

I really think if you look at this in a more detached way, you'd maybe find that the "government helps people don't want to work" frame of these arguments is misplaced (which is the point of the linked article).