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it's interesting that it's very common to have a disdain / discomfort with showing that you have that money, but no such corresponding problem with just having it. if you're not going to give the money away, i don't see how there's any benefit to not spending. you're still way richer.

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Eh, any money you have invested generates income. That income can be used for your expenses or given to charity, depending on what your needs are for a given year.

After I hit my 'retirement number', if I can find a job that will give me the flexibility I want in retirement, I plan on continuing to work 2-3 days a week and donating half my salary to charity.

God knows local charities can use my money far more than they can use me as a volunteer. I like coding, and if I get paid and do good in the world, so much the better.

Because it changes your experience in such a way that you will not fit in as well with your fellow humans, something many of us conscipusly enjoy and most of us somewhat need.

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