All complications from private healthcare spill into the NHS. There's no such thing, yet, as private A&E for example.
It seems to me the main factors here are:
a) Healthcare is getting more expensive due to an ageing population and ever more elaborate and expensive treatments.
b) The greed of the wealthy (who would rather have a third card than pay taxes to fund the NHS). Who also control much of the UK media.
c) The incompetence and venality of the UK government. How many hospitals could have been built by the money paid out in fraudulent COVID loans or trousered by mates of the government for COVID PPE?
d) The lack of long-term thinking and investment. We seem to change ministers like most people change theri underwear. It is beyond shameful that the NHS is hovering up doctors and nurses trained in developing countries to make up the shortfall.