I think Banks' The Algabraist got it about right.
In fact, that whole book is crammed full of good "things we currently believe to be true about physics extrapolated as far as theoretically possible" ideas:
"How do you navigate this thing?"
"Point."
"Point?"
"Yes, point. It's all about having enough power.
Fiddling around with calculations about DeltaV is really
just a sign that you don't have enough power."