Electric cars or gas cars? Electric cars charge overnight. Improperly balanced packs can overcharge a cell, leading to a fire.
Also I wouldn't say the car being in motion is a convenient time to have a fire. You're often not just standing there with a fire extinguisher handy.
1. https://www.reuters.com/business/autos-transportation/ford-i...
Fuel leaks, electrical shorts, you name it. A lot more frequently than EVs too.
It’s why garages are required to have auto closing fire doors.