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I'd love to move away from Revolut but neither of those options seem to offer a virtual credit card which is my main use case. Online purchases in US, EUR, GBP etc without having to worry about exchange fees or supported payment methods.

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Wise does offer virtual cards as well as a physical one.

Just had a look, looks like you need to first get a physical Wise card in order to get a virtual one (not the case for Revolut), and it's only available in a rather limited number of countries.

https://wise.com/help/articles/5O9VNQR4wt3iXwV0Dmm6zB/how-do...

Depends on the country you’re account is in. I got virtual cards before ever ordering the physical card.

But keep in mind it’s a bank debit card (charge immediately comes off your balance), not a credit card.

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