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Guess what pal, everyone's up to their eyeballs in debt and living check to check.

That's the intention. Suggesting that there is something wrong with that is implying that it is not designed to be that way. People barely struggling to stay afloat means the system is close to an optimized state. If people have any excesses, it means there's more fat to trim away.

except for the folks at the top .001% who own everything, right? for them its just investment capital.

you know the most disheartening thing I see in these discussions is that common people who are basically 'labor' to the core (maybe ahead of other labors by a bit) defending 'capital'. where its quite clear its a war between labor & capital and we are getting our ass handed to us in last 40 years.

No, most of us on this forum aren't.

If anything i would assume we have a disproportionately high number of people totally unaffected by the last three years.

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