It’s because guy „taking full responsibility” will still be able to carry on whith his life like nothing happened, having financial security for him and everybody in his family to live off the interest of his bank for generations, and people he just laid off will now need to wonder how many weeks or months will their savings last them before they can find a next gig letting them maintain their living. Or maybe thats impossible and they’ll have to relocate somewhere cheaper, potentially uprooting all their and their partnere and kids life and trying elsewhere?