$3k is a lot of money to rent music. It's kind of odd to realize people have spent that kind of money to rent music and have nothing to show for it without continuing to spend money.

$3k would still buy a very large physical collection. Most people didn't have that kind of money into a physical collection back in the day.

Vinyl prices are a joke, but CDs are often cheaper than a digital download if bought new and they are easy to find for $1-2 used.

It's kind of amazing you're OK having spent $3k renting music but think the only option would be to go back to piracy if streaming rental isn't available.