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I thought we already did this?

I regularly send money from my banking app to my partners and its instantaneous.

Americans need strange third party apps to do basic operations like this, which often makes their opinions on EU financial sector confusing

To be clear, I'm from France and I have not heard of free instantaneous bank transfer with major banks

This page[1] seems to imply instant SEPA transfers are a thing in France, but I don't know which banks support it.

Yes they are a thing but it can cost something like 1€ to actually use it. Although online-only banks now offer it for free.