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this isn't the case in northern Europe at all.

First of all you get around 1kish a month no questions asked, more if you have bills etc. you can prove you need to pay

and if you opted into "unemployment insurance" while employed, you'd be getting 60-80% of your salary for the next 12 months

this insurance costs around 100e a year to opt into

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Chiming in for Germany where unemployment insurance is mandatory and deducted from the salary each month. I personally pay 82 euros per month for 80% over a 1 year period (I think, I haven't checked in a while)

60% (67% if you have at least one kid) of your average net salary over the last 12 month before unemployment. Capped at ~2k in the old states and ~1.8k in the new ones. Paid for a max of 12 month for ages 49 and below after that it gets slightly longer.

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