I'm always gobsmacked at the level of ... jawdropping "Let them eat cake!" self-delusion displayed by some wealthy people.
"This hasn't affected me, so it mustn't affect anyone!"
The grinding day-to-day slogging, through the mud of irrelevant and useless regulatory burden experienced by the "lesser" classes of civilization (and anyone actually trying to run a small business) is just astonishing.
Basically, many people just "stop". They can't navigate it, and know they'll never defeat it. So they just cease to try.