> on Saturday, she became waylaid after her card was declined – something which later transpired to be because she had carried out more than the permitted number of Apple Pay transactions in a single day.

I thought the point of contactless payments, like with Apple Pay, was that there are fairly low per-transaction spend limits because it's "supposed" to be used for all the little purchases you make throughout the day.

But if there are also strict transaction volume limits, what the heck is the point? "Yeah, you can use this payment method for some of your small purchases during the day, but you still have to carry cash for the rest."

Like, WTF?

Or you could just stick with cash, and not allow a 3rd party to decide how often you can spend your money, or who you can spend it with. Or keep track of who you spend it with (and presumably sell that data to advertisers^W"partners", like you agreed they could.)