My point is that they could be transparent about the fact that they're collecting users along the way to extracting money from them. They chose not to. That's concerning to me. Possible explanations include "they have no idea what they're doing" and "they know exactly what they're doing but think people won't like it".

As the rest of your hyperventilation, no, none of those are my points, and I think you were smart enough to figure that out without me having to say so.