Who's "we?" Crypto was always a stupid grift. I've never touched the stuff, because although I was born to be a sucker, I am at least wise enough to have realized this about myself.
I think there's something genuinely new in the world, and I think it is very foolish to assume too much about how that's going to play out. Humans will be human, because we always are. Beyond that, the only way anyone can know is by finding out.