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Doesn't this kill AI as a product?

Or at least mean that if you're too poor for a doctor or lawyer you can't fall back to the unreliable AI?

Not if you "keep your claims in check" and have proper oversight of the output your AI generates. Then you will be ready at all times to step in, should something go south. Yes, maybe it does not scale up unlimited with proper oversight in place, but this is exactly what Google and co are missing these days and the reason they extract cash to no end. Proper oversight is completely missing.

Aren't they really only saying you have to disclose it in your claims about the product?

Exactly my read - they're just saying that if you want to pretend you are selling magic that's not allowed.

Quantifying your risk does not mean you eliminated all your risk.

We allow the sale of alcohol, tobacco, and firearms too.

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