I have this belief too, then I watched a video on finance or something to the effect and it showed what commercials portray what retirement looks like; people fishing, and dancing and all that stuff. Shortly after, it showed what real retirement looks like: people sitting around a nursing home, waiting to die. Of course there may be a few years dancing and the like, but most of your retirement years will likely be sitting in a nursing home, waiting to die (if you are lucky). You only have one life and you need to earn money to survive, but find a balance you won't regret when you are sitting in a nursing home, waiting to die.

The comparison was stark.