"Essentially, we're looking at serous ecological collapses by 2040 or 2050." Citation needed. I think it wilk rather be that the young people who are too afraid to live because "something something climate apocalypse" will collapse mentally when the expected doom has not materialized and they have wasted their lives.

> it's not insane to question if the "tomorrow never comes" approach

to me it sounded like avoiding savings cuz climate is exactly the "tomorrow never comes" approach, on steroids, so I was just curious about that part

(I do think the climate is changing, but I do not know the actual outcome.)

While yes you should be concerned about potential climate change, don't buy into this 'world is going to end due to global warming/cooling in 204x' stuff. That is just mostly said by guys that make money trading carbon credits.

In the 70's they said the world was going to end in a few decades because of a new ice age. Tuns of people said the polar ice caps would have completely melted by now. Most of the alarmists have an agenda that is more about power/control/money than "saving the world."

Also don't forget the folks selling you stuff want you stressed. A stressed consumer overspends. You are falling into the marketing trap they want you in. A lot of those gun and survival seed companies feed into that paranoia. If they seriously thought the end was coming why would they sell you that stuff? They would hoard it and keep quiet.

Turns out that it's easier to store and transport a few hundred thousand dollars worth of gold than it is to store a few decades worth of salt and farming equipment.

Even if you're prepping for a disaster you see as inevitable, having a means of exchange set aside helps maintain some mobility and flexibility.

Money lasted from pre-Sumerian days through some pretty cataclysmic scenarios in the past. Hollywood notwithstanding, I don't think anything coming down the pike is going to leave anyone saying "darn, I have all this gold."

Now, sure, fiat may go worthless, its backing tied to the economic output and taxation of systems that may well crumble. And yes, things like salt, water purification tablets, even seeds, could well become currency (tobacco was currency in colonial era Virginia). But it's worth considering why you're saving what you're saving, and whether you're leaving yourself open to be blindsided.

got it.

> There will be less fun things to buy

^ that's an interesting way to look at it!