Ask HN: Online Banking in Europe Without Smartphone

Hello,

I am a bit troubled. I want to get rid of my smarthpone. But the banks i am using only offer the TAN generation via Apps. I can't even make a wire transfer from my computer without the app on my smartphone.

I am thinking about trying to build a relay service with an emulated android device or so that will read out that tan & send it me via SMS. I know this would probably require a lot of effort for this small task, but i don't see my bank or another bank switching back to SMS.

Or what else could i do? what would you do?