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Looks like 2.7% of their deposits were > 250k. So yes, it seems relatively unique (there are only 5 banks on this list with <15%).

https://twitter.com/GRDecter/status/1634208652595699713?s=20

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You've got that backwards. Reread the tweet you linked to:

"Only 2.7% of SVB deposits are less than $250,000. Meaning, 97.3% aren't FDIC insured."

Not a good situation at all.

Aren't fully FDIC insured, yes?

Yes - if you have 5M$ in the bank, you'll have 250k$ of that insured. Not that comforting.

But if you put in $250k because you're responsibly splitting things across banks, and the interest you've made on it raised you to $252k, you're counted amongst the 97.3% and it's not a big deal.

I'm sure some people are out meaningful amounts of money, but I'm not sure what a typical account looks like.

It's 97.3% of deposits ($), not _depositors_

Hm, you may be right, though "deposits are less than" is a really weird way to phrase it in that case.

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