That has to be an inflation adjusted yield, right? Why would anyone do anything remotely risky for such terrible returns? You can almost find government bonds with similar average yields.
Then Freddie packed my loan and sold it to others for something likely to be below 1.7%...
Not a few years ago. T-Bills were paying like 0.1% in 2021[1]
[1] https://home.treasury.gov/resource-center/data-chart-center/...