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> The real question is why the regulators didn't notice.

From what I read, it looks like some banks are trying to stay below $250B threshold that would trigger higher scrutiny.

Given that the collapse of a bank that had less than that is now the second largest failure ever, lowering that threshold would be a pretty good start.

It was $50bn, it was raised to $250bn in 2018.

I couldn’t find earlier data points, but at the end of 2019 they apparently had $61B in deposits…

[0] https://mobile.twitter.com/jamiequint/status/163395616356500...

The threshold was $50B until Trump and co raised it to $250B. I agree that lowering it back to $50B should be a priority.

Partially due to lobbying on behalf of SVB itself.

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