The issue is the US public paid into the startup via the bailout and doesn't have the corresponding shares. It's making the general public pay for the down side while having the rich VCs get the upside
There is no tax payer money in the bailout because there is no bailout.
Sounds like the coverage you are reading is either misleading you or is misled themselves.
Where the remaining amount is coming from, however much that ends up being (an unknown), is an unknown as far as I understand. It could come from a “special assessment” (a way for the FDIC to collect additional money from banks)… of which some could possibly be passed down to consumers eventually I think, indirectly, or just worse terms. If so it might be a relatively small amount of the total assets, but I have no idea - depends on the sale of SVB’s assets.