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Ironically, this is the most naive comment in the entire thread.

The many private corporations who profit from Medicare Advantage know exactly how it works. In fact, they hired the congressmen!

The Libertarian Fallacy is a stubborn one!

> everyone except your congressman.

Oh, your Congressman knows. It's not members of Congress they're trying to deceive with that name.

Is it? My dad absolutely loves it, but I don’t think he’s faced its limits. How is it worse than plain Medicare? (Asking seriously as a mostly uninformed non-participant.)

It might be helpful to read this recent HN submission and its comments:

> Stop the Medicare “Advantage” Scam Before Medicare Is Dead https://news.ycombinator.com/item?id=35001728

When you really need it, say dialysis for kidney damage after years of high blood pressure, then you will realize how screwed you are. My mother-in-law had four years of dialysis. Monthly cost was 70k according to the insurance statements. Between her Medicare and supplemental plan she paid 1000 a year.

But your dad gets vision and dental now, so that’s nice

You’re giving many congressmen too much credit. Many believe the scam they perpetuate.