I’m sorta the opposite, I still use my out-of-town credit union. Best investment for my life: been getting $5 every year on my initial $5 share (got in as a child) for a few decades now.

Have a line of credit with a big bank that I don’t really use, but means there’s a bank everywhere I can walk into if I needed a large amount of cash or a bank draft, and I pay it off the same day.

I switched to all credit union now. Works great for me.

We do the exact same thing. BofA is a convenience for us, but our credit union is a safe haven with better rates, better service, and less risk.