You wouldn't say "a programmer that is 99% correct is worthless, I need 100%". I'm pushing it, but for a more fair comparison I'd say measure it against a programmer. How often are we wrong? 75% of the time? :) being generous here. It's the tools that make us productive.
I don't know about you specifically, but I don't think you'll be very productive with a bare terminal lacking any modern IDE-like or even REPL facilities. I'll ask you to come up with instantly working code every time, all the time. It doesn't work like that. You need iteration and I believe these kinds of AI have the same issues as us. There are wrong sometimes (often) and need feedback.