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> And OpenAI talks on and on about 'Safety' but all that 'Safety' means is "well, we didn't let anyone allow it to make jokes about fat or disabled people so we're good, right?!"

No, OpenAI “safety” means “don’t let people compete with us”. Mitigating offensive content is just a way to sell that. As are stoking... exactly the fears you cite here, but about AI that isn’t centrally controlled by OpenAI.

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It's a weird focus comparing it with how the internet developed in a very wild west way. Imagine if internet tech got delayed until they could figure out how to not have it used for porn.

Saftey from what exactly? The AI being mean to you? Just close the tab. Saftey to build a business on top? It's a self described research preview, perhaps too early to be thinking about that. Yet new releases are delayed for months for 'saftey'

You can't control whether your insurance company decides to use it as a filter for whether to approve you, or what premiums to charge you.

Can you control how your insurance makes these decisions today?

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