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This is dangerous!

I have a hunch most people would be a lot less regarding of security vulnerabilities for tools that boast such as nice "packaging".

This has potential of bringing "free browser extension that sells your data" to a whole new level.

This is no less safe than a boring Excel spreadsheet. Looking different doesn’t inherently make it unsafe.

You're right for locally run programs. I was referring to the online ones that will be inspired by this format.

Like QuickBooks Online?

Making it more attractive makes is more popular so more unsafe in aggregate.

Would you argue that more people using turbotax is more unsafe?