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That seemed really low to me - I've itemized pretty much whenever I've had a mortgage. So I've always assumed for most people with a mortgage it would make sense.

Looking here it seems you're pretty much right - https://taxfoundation.org/standard-deduction-itemized-deduct...

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That is interesting. I didn't know the "simplify taxes" people won. This is why you can't write off moving expenses, etc... No wonder taxes have been so high.

TCJA of 2017 (the big Trump-era tax bill) reduced or eliminated a lot of deductions (personal exemption, mortgage interest, SALT, and a bunch of little ones like moving expenses) in exchange for doubling the standard deduction and child tax credit.

I mean, if you live in a blue state what I said registers: taxes are higher than they used to be. It's because the standard deduction is a joke compared to our state taxes plus life events.

The SALT cap definitely increased federal taxes for some wealthier taxpayers, but the main policy motivation for eliminating it wasn't simplifying the tax code. Republicans like it because it increases the relative tax burden on residents of blue states and (some) Democrats like it because it increases the relative tax burden on the wealthy. (A lot of Democrats are trying to roll back the SALT cap.)

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