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Yes! Incredibly annoying. Just checked my iPad and I had 2 notification markers or whatever they are called (the number on the Settings app icon) telling me about "special offers" since I recently purchased an iPhone and one to set up Apple Pay. On my Mac when I wasn't signed into iCloud I would get occasional popups telling me to sign in. Thanks Tim Apple

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I'm not signed into iCloud on the main account on my mac. It brings some annoyances but in general it works remarkably fine.

One day I desperately needed something from the App store, so I made another account to sign in there. Ever since then I've been getting a "sign into you account" badge on my Settings app prompting me to remove it from the dock.

The Apple Pay one goes away if you start doing the steps but cancel out before actually entering any information.

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