You've guessed it right, AGI is a long way off (if ever) but you're not exactly a general intelligence either - yes, you are fucked.

It's not like I could tell Chat GPT "I want a fully featured browser" or "I want a machine learning framework" and it'll just come up with a working Chrome or PyTorch. But those are way, way, way outside your abilities they might as well be magic as far as you're concerned.