Even though I feel technical right all these years i regret for not buying as many as i could have even back in 2017/18.
Centeral banks turned everything like a Ponzi scheme. How the heck borrowing and spending is a better option than saving.
Central banks are just playing a larger game, they aren't causing it, the game is: ever increasing growth capitalism. Borrowing and spending creates "growth", saving doesn't. While we exist in this system we can try to pinpoint the blame at different actors but they aren't the cause of it, they are just playing along.
The incentives for growth don't align with what's best for society, they align with making people indebted so companies can grow their revenues.
Oney is worthless. Unless you like pieces of paper representing defunct national heroes you should not hold money but assets, stock, estate, things that have intrinsic value.