So that's where the fun of Quantum Mechanics and uncertainty comes in. Electrons are not just point-like particles, they're sort of both particles and waves. If you nail down exactly where the electron "particle" is, then you end up with it's momentum being less defined, meaning that you're not going to be able to say anything at all about where it came from, where it's going, or how fast. Similarly if you can nail down it's momentum perfectly it won't have a definition of where it is anymore. This isn't the Observer effect, where you making the measurements changes the system, but in fact that the other related property actually ceases to have a valid definition anymore (I'm not well versed enough to say it stops existing with any confidence but that's my understanding). This leads to a situation where you end up measuring a probability density of the property of the electron, so you get a density of it being "around this point +/- some amount" and with a "momentum +/- this amount, and sort of in this direction". This means that you now have a probability density of the electron where you'll see it's effects of the negative charge and kinetic energy and those are the things that describe that "cloud of negative charge". The main effect of this that affects things is that you end up with this cloud of all the electrons around an atom and you don't ever observe the individual electrons, just the shells/clouds around the atom and how they change as energy is inserted into the system.
My layman's understanding is that essentially as you make a measurement/system/whatever where it's designed to see the position more than the momentum you'll see more point-like particle behavior, but never only just that (you can't ever nail it down to an infinite precision, if you did it'd have a momentum that could send it off at the speed of light as if it had no mass) and in the other case if you could measure infinite precision on the momentum you'd end up measuring the electron as if it was "everywhere" in the universe all at once, which is just as nonsensical of a result as the first one.