I wonder if banks will do the same. From a profit perspective, having the same price for all customers sounds inefficient.
I recently settled the estate of a deceased family member and moved some very large amounts of money through my JPMC accounts. As in, orders of magnitude larger than I normally deposit.
Did it trigger any flag from their sales department to maybe ask if I was interested in investing it with them, or moving it to a CD or money market account?
Nope. It was in and out and nary a peep was heard from them the entire time.
> It was in and out and nary a peep was heard from them the entire time.
It could be a blessing in disguise, as they could have instead put a hold on transactions and forcing you to show up in a branch in person to unblock it. Because their ML systems told so.