I have 4% on a normal savings account at Ally. Assuming the current trend of rate hikes continues, I should make a few hundred bucks in interest this year, which is nice!

I live overseas currently so switching isn't really feasible at the moment so it's nice I have a bank that is generally on top of providing good returns for their customers.

Wealthfront is doing 4.3%, CIT is at 4.75%, Vio Bank is at 4.77%. and UFB Direct is at 5.02%. They offer different advantages and services beyond just the rates, so check them all out.

Keep in mind that lot of smaller banks will advertise fairly high rates like 5-6% for a few months and then fall back down to the prevailing rate or even lower (a HYSA with a better return than treasuries is a red flag).

IMO better to find a bank that is consistently near the top rate, unless you want to deal with the hassle of moving banks quarterly.

Why not use a money market account? Vanguard defaults to putting any cash I move there into one and is getting 4.76% currently.

3.75 at discover. I can't speak much to their customer service since the money just pretty much goes in and comes out lol