It's interesting that both Marcus and Apple's HYSA are operated by Goldman Sachs, but Apple's gets a higher interest rate.

I wonder if that's part of their deal with Apple, and if/how Goldman Sachs is incentivized to offer a better rate to their Apple-associated product then their own in-house brand.

I'm in the process of moving my Discover HYSA balance to this. Going to take a few days for them to do verification transactions, but I've moved some of my savings from my normal savings over since why not.